HOW THE PROGRAM WORKS:
With the support of community partners, donors and volunteers, HFHIV constructs new or renovates existing homes alongside Habitat Partner Homebuyers. Our homeownership program is designed to assist low-income, first-time homebuyers achieve their dream of homeownership. Habitat homes are sold to partner homebuyers at no profit and financed with affordable loans. In addition to a down payment and monthly mortgage payments, homeowners invest Sweat Equity Hours building their future Habitat home and the homes of other Habitat Homebuyers. Interested applicants must submit an application and meet program eligibility requirements.
Homebuyers must be able to demonstrate they can afford a mortgage loan and a small down payment.
Homebuyers must fall within program income guidelines. See below for current program income guidelines:
*NOTE: INCOME GUIDELINES ARE SUBJECT TO CHANGE PER THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD) AND VARY PER PROPERTY DEVELOPMENT.
Homebuyers must have good credit (no recent bankruptcies, collections, liens or judgments)
Homebuyers must be able to make a small down payment
Homebuyers must demonstrate a need for decent and affordable housing
Homebuyers must be willing to partner with Habitat for Humanity Inland Valley by completing the following:
200-500 Sweat Equity Hours
HFHIV's Family Investment Education Program
All household members must be U.S. Citizens or Permanent Legal Residents
Habitat for Humanity Inland Valley provides equal housing opportunities for all, and ensures fair and equal access to its programs and services regardless of race, color, religion, gender, national origin, familial status, disability, marital status, age, ancestry, sexual orientation, source of income, or other characteristics protected by law. Veterans and Military Household designation is permissible under the Fair Housing Act, so long as the restriction does not operate to exclude a class protected by the Act. Thus, the housing must be offered to any qualified veteran or military household, regardless of race, color, national origin, religion, sex, disability or familial status. 42 U.S.C. 3601-19
If you're interested in the program, please fill out the form below. For more information, call the Habitat for Humanity Inland Valley Office at (951) 296-3362.